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Lutz is an unincorporated area located in sunny Central Florida that's been on MSN's list of “100 Best Places/Cities to Live in” since 2004. Many residents believe the city received this honor because of its plentiful sunny days and 78-degree temperature. Perhaps its the fact Lutz is only minutes from Tampa and the beaches, but "far from the madding crowd." With a population of only 17,081 as of 2000, Lutz is offers a casual waterside lifestyle with Five Star schools and . The weather is beautiful in Lutz, Real estate in Lutz typically reflects ranch or Mediterranean-inspired architecture and lakefront views. Many of the homes for sale in Lutz also offer residents spiral staircases and fireplaces.

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* The following information is provided by The Home Loan Store, which offers this product on behalf of an investor who funds and closes such loans: The monthly payment is based on the following sample transaction. A loan amount based on the offered purchase price (as noted above) with a 30-year term (360 monthly payments), a down payment of 20%, and an initial interest rate of 6.250%. The payment for the first ten (10) years after consummation is for Interest Only, the payments for the remaining twenty (20) years include Principal and Interest. The monthly payment is the initial minimum monthly payment required based on the initial interest rate. Rates and terms are subject to change and the advertised rate may not be available at commitment or closing. Applicants must satisfy the loan program criteria, and not all applicants will qualify. Expert Realty does not make or broker mortgage loans. All inquiries regarding mortgage financing should be made to The Home Loan Store.