Affiliated Business Arrangement Disclosure Statement

Expert Realty of South Florida, Inc.

This disclosure is to give you notice that there is an affiliation by and between one of more of the following entities: Expert Realty of South Florida, Inc., The HomeLoan Store, Inc. and Closing Solution Title Agency, Inc.

The Home Loan Store, Inc. and Closing Solution Title Agency, Inc. are subsidiaries of Expert Real Estate Services, Inc. Because of these relationships, The Home Loan Store, Inc. may receive a financial or other benefit as the result of this referral.

Set forth below is the estimated charge or range of charges for the settlement services listed. You are NOT required to use the listed provider(s) as a condition for purchase, sale, or refinance of the subject property. THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES.

Expert Realty of South Florida, Inc. provides real estate brokerage services. The estimated range of charges for real estate brokerage services through Expert Realty of South Florida, Inc. is:

**ESTIMATE OF EXPERT REALTY, INC. CHARGES**
1. Real Estate Sales Commission	2.5% to 4.5% of the sales price
2. Processing Fee	$250.00

Closing Solution Title Agency, Inc. provides title insurance in connection with your purchase of the property. The estimated range of charges for title insurance through Closing Solution Title Agency, Inc. is:

**ESTIMATE OF CLOSING SOLUTION TITLE AGENCY, INC. CHARGES**
1. Title Insurance Premium	5.00% to 5.75% per thousand of the purchase price
2. Settlement Service Fee	$300.00 to $400.00